Mumbai, Jan. 28 -- Net interest income (NII) of the bank increased marginally to Rs 9,240 crore in Q3 FY25 as against Rs 9,168 crore in Q3 FY24. Net interest margin (NIM) for Q3 FY25 was 2.91% as against 3.09% in Q3 FY24.

Operating profit improved by 2.94% to Rs 7,492 crore in Q3 FY25 from Rs 7,278 crore in Q3 FY24.

Total provisions stood at Rs 2,888 crore in Q2 FY25, down 21.69% YoY.

Gross NPA of the bank amounted to Rs 36,554 crore as on 31 December 2024 as against Rs 43,262 crore as on 31 December 2023.

The bank's gross NPA ratio improved by 98 bps on a YoY basis to 3.85%, and the net NPA ratio improved by 26 bps on a YoY basis to 0.82% as on December 31, 2024.

The total business of the bank increased by 4.70% year-on-year, with ...