New Delhi, June 4 -- The government-owned banks have reported higher profits than their private sector counterparts in the fourth quarter of the financial year 2025, according to a recent report by CareEdge Ratings.

The report shows that Scheduled Commercial Banks (SCBs) collectively witnessed a moderate improvement in their financial performance in Q4FY25.

The report said "Net profit for SCBs increased by 4.3 per cent year-on-year to Rs 0.93 lakh crore in the quarter, driven by business expansion.... Conversely, Private Sector Banks (PVBs) experienced a decline of 4.7 per cent, reaching Rs 0.42 lakh crore in Q4FY25".

Their Net Interest Income (NII), the difference between interest earned and interest paid, rose 3.6 per cent year-on-ye...