Lower premiums, higher out-of-pocket expenses: Experts decode the proposed 10% health insurance co-pay rule

New Delhi, Oct. 6 -- Non-life insurers are considering a 10% co-payment on retail health insurance claims from 1 January 2027, with the policyholder's contribution proposed to be capped at Rs.5 lakh p... Read More

Lower premiums, higher out-of-pocket expenses: Experts decode proposed 10% health insurance co-pay rule

New Delhi, Oct. 6 -- Non-life insurers are considering a 10% co-payment on retail health insurance claims from 1 January 2027, with the policyholder's contribution capped at Rs.5 lakh per claim. The p... Read More

ITR filed in July, but refund still not received? Expert explains key reasons for the delay and what taxpayers can do

New Delhi, Oct. 5 -- If you filed your ITR in July or August for Assessment Year (AY) 2026-27 and are still waiting for your refund, there are a few key checks you should make. An income-tax refund a... Read More

IPO mutual funds: How do fund managers buy and sell shares at pre- and post-listing stages? Experts explain

New Delhi, Oct. 5 -- Mutual funds allow you to invest in a basket of stocks, but IPO-focused mutual funds offer a way to participate in the IPO segment. As this category is still at a nascent stage, h... Read More

Are you eligible for interest on your ITR refund? Experts explain income tax rules, calculations and key conditions

New Delhi, Oct. 5 -- Taxpayers who filed their ITR in July 2026 and are still waiting for a refund may be eligible for interest on the amount. However, eligibility for interest is not determined simpl... Read More

Mutual fund SIP returns: India averaged 8.4% over rolling 5-year periods; how did it compare with global markets?

New Delhi, Oct. 5 -- Systematic investment plans (SIPs) are often associated with disciplined investing and rupee-cost averaging. But does investing a fixed amount every month necessarily lead to good... Read More

UPI MDR charges: How does it compare to traditional Debit, Credit Card per transaction? Cost difference explained

New Delhi, Oct. 5 -- With the UPI merchant discount rate (MDR) set to apply from 15 October 2026, merchants will pay a 0.4% charge on eligible person-to-merchant (P2M) UPI transactions above Rs.2,000.... Read More

Is the buy-and-hold era over? Key portfolio strategy lessons for investors from Quant Mutual Fund's October factsheet

New Delhi, Oct. 5 -- Mutual fund investors may need to prepare for a more volatile market environment as higher interest rates, elevated crude prices, a stronger US dollar, and shifting global capital... Read More

Top equity mutual funds in 2026: Which active diversified schemes lead YTD, 3-year and 5-year CAGR return charts?

New Delhi, Oct. 5 -- Equity mutual funds come in different categories, including large-cap, mid-cap, small-cap, and diversified strategies. While short-term returns can be led by a particular segment ... Read More

One mutual fund for large-, mid-, small- and micro-cap exposure: How Nifty Total Market Index schemes fare on returns

New Delhi, Oct. 5 -- Looking for one mutual fund scheme that covers almost the entire Indian equity market, including micro caps? Nifty Total Market Index funds offer investors a passive route to larg... Read More

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