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The hidden costs of a low credit score: It's not just high interest rates on loans

New Delhi, Oct. 7 -- When applying for a personal loan, borrowers are usually expected to have a good credit score. Someone with a poor credit score generally fails to secure a personal loan. Even if ... Read More


Should you opt for a personal loan offered at a high interest rate? Make note of these points first

New Delhi, Oct. 7 -- When you are short of funds, you could approach a lender (bank, NBFC, or fintech) for an advance. The money you borrow could be offered at a low or a high interest rate based on y... Read More


Should you consider upgrading to a premium credit card this Diwali?

Credit cards, Oct. 6 -- This festive season if you have too many expenses lined up, you could consider using your credit card for a slew of benefits such as cashback and rewards. And if your card does... Read More


How to build a sustainable credit score that lasts a lifetime?

Credit score, Oct. 6 -- As you must be aware credit score is an important element of fund raising. Whenever someone wants to raise a loan, banks invariably check the credit score of applicant to ensur... Read More


Rise of hyper-personalised credit score advice: Is it the right fit?

Credit score, Oct. 3 -- Large language models do not only crunch numbers, they also craft bespoke roadmaps to financial health. Instead of receiving generic tips such as "pay your bills on time," what... Read More


IndiGo SBI Card. Features & rewards offered by this co-branded card explained

Credit card, Oct. 2 -- SBI Card has partnered with IndiGo Airlines to rollout a co-branded credit card. IndiGo SBI Card is available at an annual fee of Rs.1,499 and offers an array of privileges such... Read More


SBI Card revises fee, other charges with effect from Nov 1. Check latest updates here

Credit card, Oct. 1 -- From next month, SBI Card is set to levy revised charges and fee. The credit card company has issued a notice sharing the updates which would come into force from 1 November 202... Read More


RBI may ask banks to submit credit data to CIBIL every week to pave way for updated credit scores: Report

New Delhi, Oct. 1 -- Lenders may be required to submit credit information every week instead of the current fortnightly basis to credit information companies (CICs) in view of their increasing relianc... Read More


Which credit cards can help you save money this festive season? Check list here

Credit cards, Sept. 30 -- This festive season, you can use your credit card(s) to maximise your savings and cashbacks on your purchase. Typically, most banks give attractive offers (cashbacks and disc... Read More


Credit Score: How to protect yourself from digital threats? Explainer

New Delhi, Sept. 30 -- Credit score is not merely a three-digit number any more - it is a projection of your financial identity. It influences everything from loan approvals to job opportunities, serv... Read More