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New UPI guidelines related to pre-sanctioned credit lines to come into force from Aug 31 onwards

New Delhi, July 16 -- If you are a frequent user of UPI, it is recommended to stay abreast of the changes made in the digital payment ecosystem. NPCI, which runs UPI, issued a circular dated July 10 i... Read More


Fraudster used loan lending app to extort money - Here's how you can stay safe

New Delhi, July 16 -- One cybercriminal was arrested in Pune for targeting hundreds of individuals who had taken small loans through various mobile applications, Indian Express reported. The case unfo... Read More


How can you improve your chances of getting a personal loan? 5 key points to know

New Delhi, July 15 -- Securing a personal loan for an array of reasons is easier than it appears. Amid a flurry of lending options available, one can simply apply on any of the online lending platform... Read More


Sebi plans to engage with Meta, You Tube, Telegram to crack down on finfluencers: Report

New Delhi, July 14 -- Capital markets regulator Sebi is set to engage with social media platforms such as telegram, You Tube and Meta to crack down on finfluencers. Sebi will tell them to stop sharing... Read More


What is SPREE scheme launched by ESI early this month? An explainer

New Delhi, July 14 -- To bring unregistered and left out workers under the ESI Act, the labour ministry has now relaunched the SPREE scheme with effect from July 1, 2025. This will remain open till De... Read More


Fraudsters siphon off Rs.8 lakh from credit cards in Mumbai. How can cardholders stay safe from such scams?

New Delhi, July 14 -- A case has come to light wherein scammers used credit card details to siphon off Rs.8 lakh. A series of fraudulent transactions took place between May 3 and May 30 and after a co... Read More


THESE credit cards offer reward points on payment of insurance premium

New Delhi, July 7 -- Credit card users can use their cards for the payment of insurance premium and earn reward points. However these payments can be subject to certain caps and conditions. Here, we l... Read More


Bank of Baroda waives off minimum account balance charges on savings bank accounts. What does this mean?

New Delhi, July 4 -- Bank of Baroda has waived off minimum account balance charges from July 1, 2025. However, the bank will continue to levy charges on its premium savings bank accounts. These premiu... Read More


Personal loans: Aside from interest rate, these are the other factors one could examine

New Delhi, July 3 -- At the time of applying for a personal loan, borrowers tend to compare the interest rates which lenders charge. While the rate of interest on personal loan is a vital consideratio... Read More


Why should you opt for a credit card based on its offerings when they are subject to change?

New Delhi, July 2 -- Imagine you secure a credit card based on certain features and offering and after a few weeks or months, the bank rolls out changes, which effectively discontinue some of those of... Read More