Calculating your emergency fund? Experts suggest the 3-6-9 rule to build a cushion - Here's what it means

New Delhi, May 10 -- Sound financial planning includes provision of an emergency fund is to help tide over sudden needs without immediately straining your day-to-day finances. Investment earmarked as ... Read More

Annual Information Statement: Here's how to Download Form 26AS - Stepwise guide

New Delhi, May 10 -- Form 26AS under the Income-Tax Act, which has been replaced by Form 168 under the new ITA 2025, is a comprehensive display of a taxpayer's financial statement for the year. You c... Read More

FD vs RD: Investing in bank deposits? Here are key differences between fixed and recurring deposits, and how to use them

New Delhi, May 10 -- Both fixed deposits and recurring deposits, more commonly known as FDs and RDs, are low-risk investment instruments with guaranteed returns as per a bank or post offices' pre-dete... Read More

I asked ChatGPT to calculate monthly savings to build education fund for my children's higher studies in Delhi

New Delhi, May 10 -- Saving for children's higher education: I asked ChatGPT to calculate the required monthly savings to build an education corpus for my children's higher studies at medical and engi... Read More

8th central pay commission: Who is IAS Pankaj Jain, Member Secretary of the 8th CPC panel with over 35 years in policy?

New Delhi, May 10 -- The 8th central pay commission (CPC) has set into motion discussions ahead of its recommendations for allowances, pay hikes, salary structure i.e. dearness allowance and fitment f... Read More

Income tax returns: What is the deadline to file ITR for FY26? Top FAQs answered on penalty, forms and delayed returns

New Delhi, May 10 -- The process to file your income-tax returns is accessible in more ways now with the process available to taxpayers online via the official e-filing portal. However, first-time tax... Read More

Looking for tax benefit for your car loan? Here's when and how you can get tax deduction for your new vehicle purchase

New Delhi, May 9 -- Purchasing a car is a major financial and aspirational milestone for many Indians, and it can be exciting and stressful at the same time. Overall, the loan you choose must balance ... Read More

Considering systematic withdrawal plan for retirement? Here's how SWP works, how it is taxed and its benefits, explained

New Delhi, May 9 -- If you are a retired salaried taxpayer or investor looking for regular fixed payouts from your mutual fund investment, systematic withdrawal plan (SWP) generates regular and steady... Read More

Building an emergency fund? Here's where you can invest for quick access to funds and optimal returns

New Delhi, May 7 -- When financial planning it is key to have an earmarked investment for emergency or "rainy" days, i.e. money set aside for unexpected situations. The key here is to keep your emerge... Read More

I asked ChatGPT to calculate corpus needed to retire in Kodaikanal by 55 years of age. the answer shocked me

New Delhi, May 7 -- I asked ChatGPT to calculate the required corpus to move and live in Kodaikanal at 55 after retirement, with a Rs.15 lakh per annum salary and Rs.1 lakh monthly expenses at 35. I ... Read More

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