Nepal, April 20 -- Recently, I embarked on an errand for my parents. Upon completing my purchases, I proceeded to the checkout. The cashier, instead of the usual cash register, presented a QR code card and placed it on the counter, expecting me to make a digital payment. I responded, "Cash, please." Her expression faltered slightly, and she reluctantly retrieved the QR code card and stored it back in the drawer. She then accepted my cash and diligently searched for the exact change. While the transaction was completed within a minute or so, her demeanor conveyed a subtle reluctance to handle cash.

The preference for digital payments has become increasingly evident, leaving cash transactions at a distinct disadvantage. This shift was part...